Intermittent declines when card type reads as generic "CREDIT"

Solution

Some taps initially resolve the card type as generic CREDIT instead of a branded type (Visa, Mastercard, etc.), which can cause a decline. Retry after a moment. If the issue persists, report it to support with the card type — do not include the full PAN.

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Related articles

• Surcharge applied incorrectly (e.g., on debit)
• Refunds failing for wallet payments (Google Pay / Apple Pay)

See also

• Payment Lifecycle